Humph! It’s 3 o’clock in the morning and you can’t sleep because those niggling worries about your investments are bubbling about inside your brain again. Do you sometimes wonder… Are my current investments still providing the right mix for me, my family and my future...
On May 31, 2010 the Government of Manitoba announced certain changes to the rules for Manitoba locked-in accounts. The highlights of the changes to Locked-In Retirement Income Funds (LRIFs) are as follows: Effective December 2010, all LRIF accounts will be converted...
On December 15, 2009, several changes to the Canadian Pension Plan (CPP) recommended by federal, provincial and territorial governments became law with the passing of Bill C-51. The new rules, which will begin being implemented as of January 1, 2011, will gradually...
As you think about your own retirement date, consider three important factors: What will it cost to meet your daily living expenses and at the same time, do what you want to do with your time?An examination of how you spend and on what you spend is important as...
Between June 1981 and June 1982 the TSX lost 39%. Between August 1987 and November 1987 the TSX lost 24%. Between April 1998 and August 1998 the market lost 27%. Between August 2000 and September 2002 the market lost 43%. We’ve been here before And it is a very...
To begin with we think you need to have some faith in the system. If you have confidence in your financial advisor – and past performance will tell you how well founded that is – then give him or her a call and have a calm, dispassionate conversation in which you...
