Articles

Second opinion investment review

Second opinion investment review

Humph! It’s 3 o’clock in the morning and you can’t sleep because those niggling worries about your investments are bubbling about inside your brain again. Do you sometimes wonder… Are my current investments still providing the right mix for...

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Changes to Locked-In Retirement Income Funds (LRIFs)

Changes to Locked-In Retirement Income Funds (LRIFs)

On May 31, 2010 the Government of Manitoba announced certain changes to the rules for Manitoba locked-in accounts. The highlights of the changes to Locked-In Retirement Income Funds (LRIFs) are as follows: Effective December 2010, all LRIF...

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Changes to the Canada Pension Plan (CPP)

Changes to the Canada Pension Plan (CPP)

On December 15, 2009, several changes to the Canadian Pension Plan (CPP) recommended by federal, provincial and territorial governments became law with the passing of Bill C-51. The new rules, which will begin being implemented as of January...

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A different perspective on retirement

A different perspective on retirement

As you think about your own retirement date, consider three important factors:   What will it cost to meet your daily living expenses and at the same time, do what you want to do with your time?An examination of how you spend and on...

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What can we do about market volatility?

What can we do about market volatility?

To begin with we think you need to have some faith in the system. If you have confidence in your financial advisor – and past performance will tell you how well founded that is – then give him or her a call and have a calm, dispassionate...

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Unraveling the Financial Alphabet

Unraveling the Financial Alphabet

Please contact us anytime for more information. Business and Taxes AMT  Alternative Minimum Tax CCA  Capital Cost Allowance CEC  Cumulative Eligible Capital CNIL  Cumulative Net Investment Loss EBITDA  Earnings Before Interest, Taxes,...

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TFSAs (Tax-Free Savings Account)

TFSAs (Tax-Free Savings Account)

  What is a Tax-Free Savings Account?   It is a relatively new type of tax-assisted savings plan introduced in 2009. TFSA contributions, which can include investments you already own, are not tax-deductible but you can withdraw...

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