Please contact us anytime for more information.

Business and Taxes

  • AMT  Alternative Minimum Tax
  • CCA  Capital Cost Allowance
  • CEC  Cumulative Eligible Capital
  • CNIL  Cumulative Net Investment Loss
  • EBITDA  Earnings Before Interest, Taxes, Depreciation and Amortization
  • UCC  Undepreciated Capital Cost


Government and Children

  • CCTB  Canada Child Tax Benefit
  • CESG  Canada Education Savings Plan
  • CDB  Child Disability Benefit
  • NCB  National Child Benefit Supplement
  • RESP  Registered Education Savings Plan
    • HBP  Home Buyer’s Plan
    • LLP  Lifelong Learning Plan

Government and the Disabled

  • CDSB  Canada Disability Savings Bond
  • CDSG  Canada Disability Savings Grant
  • DTC  Disability Tax Credit
  • RDSP  Registered Disability Savings Plan

Government and Pensions

  • CPP  Canada Pension Plan
  • EI  Employment Insurance
  • GIS  Guaranteed Income Supplement
  • OAS  Old Age Security Pension
  • QPP  Quebec Pension Plan

Investment Terms

  • CD  Certificate of Deposit
  • DSC  Deferred Sales Charge
  • FEL  Front-End Load
  • GIC  Guaranteed Investment Certificate
  • IR  Internal Rate of Return
  • LL  Low Load
  • ROR  Rate of Return
  • TD  Term Deposit

Life Insurance

  • LPL  Limited Payment Life
  • MTAR  Maximum Tax Actuarial Reserve
  • T10  Or, T5, T20 – Term insurance for a period of 5, 10 or 20 years
  • T100  Term Insurance to Age 100
  • UL  Universal Life
  • WL  Whole Life (insurance)

Individual Pensions

  • IPP  Individual Pension Plan
  • PA  Pension Adjustment
  • PAR  Pension Adjustment Reversal
  • RPP  Employer Registered Pension Plan
    • DBP  Defined Benefit Plan
    • DCP  Defined Contribution Plan
    • MPP  Money Purchase Plan
    • PSPA  Past Service Pension Adjustment


Retirement Savings and Investment

  • DPSP  Deferred Profit Sharing Plan
  • LIF  Life Income Fund
  • LIRA  Locked-In Retirement Account
  • LRIF  Locked-In Retirement Income Fund
  • PRIF  Prescribed Retirement Income Fund
  • RRIF  Registered Retirement Income Plan
  • RRSP  Registered Retirement Savings Plan
  • TFSA  Tax-Free Savings Account

Common Designations for Advisors’ Education

  • CDFA  Certified Divorce Financial Analyst
  • CFP  Certified Financial Planner
  • CSA  Certified Seniors Advisor
  • CH.F.C.  Chartered Financial Consultant
  • CLU  Chartered Life Underwriter
  • RFP  Registered Financial Planner
  • TEP  Trust and Estate Planner